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4207 Indian Bayou Trail , #2804

Destin, FL 32541
  • $314,900
  • STATUS: Active
  • ON SITE: 39 Days
  • MLS #: 996993
UPDATED: 39 min ago
$314,900
  • 2
    BEDS
  • N/A
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 970
    SQFT
  • $325
    $/SQFT
Neighborhood:
Type:
Condo
Built:
2007
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities. Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance. The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain. From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach. Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment. Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes. Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or John Martin Group | Exp Realty LLC. Vendor Member number: 28178. Data last updated: 2026-04-14T14:00:48.31.
Vendor Member #28178.
www.johnmartin30a.com/homes/173720961
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4207 Indian Bayou Trail , #2804 Destin, FL 32541

  • Price: $314,900
  • Status: Active
  • On Site: 39 Days
  • Updated: 39 min ago
  • MLS #: 996993
2
Beds
2
Baths
0
½ Baths
N/A
Acres
970
SQFT
$325
$/SQFT
2007
Built
Neighborhood:
The Palms Of Destin
County:
Okaloosa
Area:
Destin
Elementary School:
Destin
Middle School:
Destin
High School:
Destin
Property Description
Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities. Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance. The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain. From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach. Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment. Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes. Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.
Exterior Features

Architectural Style N/A Carport YN No Construction Materials ConcreteBlock Exterior Features Balcony Lot Features [] Parking Features [] Pool YN Yes Road Frontage Type [] Road Surface Type [] View Gulf Waterfront Features []

Interior Features

Appliances DishwasherDisposalDryerMicrowaveOven Self CleaningRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWarranty ProvidedWasherWater Heater - Elect Cooling Ceiling FansCentral Air Cooling YN Yes Heating Central Heating YN Yes Interior Features Breakfast BarNewly PaintedWasher/Dryer Hookup Primary Bedroom First Floor Yes Rooms Total 5

Property Features

Association Fee Includes AccountingElectricityGround KeepingInsuranceInternet ServiceManagementMaster AssociationRecreational FacltySecuritySewerWaterCable TVTrash Association YN Yes Buyer Financing ConventionalVA Community Features Short Term Rental - AllowedPickle BallBBQ Pit/GrillCommunity RoomDumpsterElevatorsExercise RoomGame RoomHandicap ProvisionsPavillion/GazeboPets AllowedPicnic AreaPlaygroundPoolTennisTV Cable Green Energy Efficient [] New Construction YN No Number Of Units In Community 201 Pool Type Community Property Condition RenovatedConstruction Complete Property Sub Type Condominium Short Term Rental Allowed Yes Special Listing Conditions [] Tax Amount 2969.74 Tax Year 2025 Utilities ElectricPublic WaterTV CableUnderground

Listing courtesy of Coldwell Banker Realty: 850-650-4563.


© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or John Martin Group | Exp Realty LLC. Vendor Member number: 28178. Data last updated: 2026-04-14T14:00:48.31.
Vendor Member #28178.
 
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John Martin Group | Exp Realty LLC
9657 US Hwy 98 W
Miramar Beach FL, 32550